InRento Review 2025

InRento’s buy-to-let model works as follows:

• InRento identifies cash-flow positive properties with good rental potential
• The properties are listed on the platform with detailed information and financial projections
• Investors can purchase shares in these properties starting from €500
• Once funded, the property generates rental income that is distributed to investors monthly, proportional to their share
• At the end of the investment term (typically 2-3 years), the property is sold and investors receive their principal plus any capital gains

All investments are secured by first-rank mortgages on the properties, providing a level of security for investors. The platform manages all aspects of the property, including tenant management, maintenance, and eventual sale.

The minimum investment amount on InRento is €500 per property. This entry point allows investors to gain exposure to the real estate market at a relatively accessible level, though it’s higher than some other crowdfunding platforms.

The €500 minimum helps ensure that each investor has a meaningful stake in the property while still keeping real estate investing accessible to retail investors who may not have the capital to purchase entire properties independently.

For diversification purposes, many investors choose to spread their capital across multiple properties on the platform, allocating the minimum €500 to each to create a diversified portfolio of rental properties.

InRento investments typically offer two types of returns:

• Rental Income: Properties on InRento generally generate an annual rental yield of 8% to 9.5%, paid to investors monthly. This provides a steady passive income stream throughout the investment period.
• Capital Appreciation: When properties are sold at the end of the investment term, investors may also benefit from capital gains if the property value has increased. This can add to the overall return on investment.

The platform has maintained a perfect track record so far, with no defaults or missed payments. However, as with all investments, returns are not guaranteed and will depend on factors such as property performance, occupancy rates, and market conditions.

Yes, InRento offers a secondary market that allows investors to sell their investments before the end of the project term, providing an option for early exits.

Key points about the secondary market:

• Sellers pay a 2% fee on the transaction amount
• Liquidity depends on buyer demand, which cannot be guaranteed
• You can list your investment shares at face value or at a premium/discount
• The secondary market is accessible from your investor dashboard

While the secondary market enhances liquidity options, it’s still recommended to view InRento investments as medium-term commitments (2-3 years) and only invest funds you won’t need immediate access to.

InRento implements several security measures to protect investor funds:

• First-Rank Mortgages: All investments are secured by first-rank mortgages on the properties, giving investors a legal claim on the asset.
• Regulatory Oversight: InRento is licensed as a European Crowdfunding Service Provider (ECSP) and is supervised by the Bank of Lithuania, ensuring regulatory compliance.
• Due Diligence: The platform conducts thorough due diligence on all properties, including professional valuations and market analysis.
• Cash-Flow Focus: Only cash-flow positive properties are selected, ensuring ongoing rental income.

Despite these protections, it’s important to note that investments are not covered by deposit insurance schemes, and like all investments, they carry risk. The platform’s perfect track record (0% default rate) is positive but does not guarantee future performance.